“Insurance is not only a fundamental part of most consumers’ financial lives, it’s also among the most confusing,” said Tim Folck of Folck Equine Insurance. You can help clear up any misunderstandings with a few basic guidelines. Fire and foremost, know your policy. For instance, if you purchased a major medical policy, what does that cover? Individual policies may cover treatments ranging from injections to shockwave therapy. It’s important to know how many of these treatmen